Halifax reduces mortgage rates

Halifax, one of the largest mortgage lenders in the UK, has reduced it’s interest rates on several of it’s mortgage products.
People benefitting from this reduction will include those Halifax borrowers coming to the end of a special rate period (this normally means your fixed rate is about to end) or for those borrowers looking to [...]

New mortgage products from West Bromwich

The West Bromwich Building Society has launched a new set of mainstream and buy-to-let products available via mortgage advisers.
The mortgage products on offer include a residential 2 year fixed rate mortgage with an interest rate of 5.99% and a 2% fee – this mortgage is available up to a loan to value of 85%.
This lender [...]

Can I still get a mortgage – despite the credit crunch?

It’s true that since the credit crunch hit last summer, the availability of mortgages has been in steady decline. It’s not that the money for mortgages has “dried up” – it’s that the large banks and financial institutions have decided they are overexposed to sub-prime mortgage lending, both here and abroad. Because these banks don’t [...]